 |
| Your age is |
|
|
| What is your working
status? |
|
|
| Since how long? |
|
|
How many dependants
do you have?
|
|
|
| Do you own your home? |
|
|
What is your savings
as a percentage of your annual earnings?
|
|
|
What is your present
investment pattern?
|
|
|
Are you satisfied with
the returns you are getting on your existing investments?
|
|
|
| What is the situation
of your wealth build-up? |
|
|
| What do you do with
the income generated from your investments? |
|
|
Usually, how much of
your total investment do you invest in a single
scrip?*
*in the shares of one particular company |
|
|
 |
A few years ago you bought shares
of a reputed company. The company experienced a severe
decline in profits and the share price dropped
drastically. You sold at a substantial loss. The company
has restructured and most experts expect its shares
to produce better than average returns.
Would you buy the shares now?
|
|
What is your approach in making
financial decisions?
|
|
You personally know a company's
promoters. The company is expected to do extremely well.
The promoters themselves say that they have put
in all their personal wealth behind the company and
its stock. Would you invest? If yes, to what extent?
|
|
When you think of the word 'risk'
in a financial context, which of these options come
first to your mind?
|
|
With investments such as fixed deposits,
the money value of the deposits remains fixed but inflation
lowers the purchasing power of this money.
With other types of investments, such as shares
or property, the money value is not fixed and may even
fall below investment amount in the short term.
However over the long term, the money value should
certainly increase by more than the rate of inflation.
With this in mind, which is more important to
you? The money value of your investments should remain
fixed even though the purchasing power may fall
or that it retains its purchasing power?
|
|
